Search found 25 matches

by dddiam
Sat May 11, 2019 7:21 pm
Forum: Cash Rebate Cards
Topic: Amazon Prime (5%/2%/1%) is still one of the best options
Replies: 0
Views: 1106

Amazon Prime (5%/2%/1%) is still one of the best options

If you purchase a lot from Amazon.com, then the Amazon Prime card is the way to go. 5% back on Amazon.com purchases. 5% back on Whole Foods purchases. 2% back at restaurants, gas stations and drug stores. 1% back on everything else. Points are credited automatically, and can be automatically applied...
by dddiam
Sat May 11, 2019 6:28 pm
Forum: Cash Rebate Cards
Topic: Cash back vs. Thank you points.
Replies: 0
Views: 585

Cash back vs. Thank you points.

I LOVE automatic CASH cash-back cards. I am not a fan of Thank You points because (1) I have to remember to redeem the points, (2) I am limited in my choices, (3) I have to remember to use the cards, (4) I can only use the chosen gift cards at the specific store or restaurant that I select, and (5) ...
by dddiam
Wed Sep 05, 2012 5:50 pm
Forum: Cash Rebate Cards
Topic: PenFed changes Platinum Cash Reward card
Replies: 6
Views: 8486

What I found out

There are two card options, if you call Pen Fed on the phone rather than sign up via the web. You can still obtain the old card which rebates 5% on gas and 0.25% on everything else. The advantage of this card is that the rebate is automatically credited to your credit card statement. This is a pure ...
by dddiam
Tue Sep 04, 2012 11:07 pm
Forum: Cash Rebate Cards
Topic: PenFed changes Platinum Cash Reward card
Replies: 6
Views: 8486

How much is a point worth?

Are the points worth $1 each (unlike TY points that are discounted if you select a cash option)?

For example, will 2,500 points buy you a $25 VISA Gift Card?

Alternatively, can you ask that the rebate be added as a credit on your PenFed credit card bill?
by dddiam
Tue Jan 24, 2012 11:57 am
Forum: Cash Rebate Cards
Topic: TD Cash Rewards VISA 5% / 1% first six months (revised post
Replies: 3
Views: 3801

Re: TD Cash Rewards VISA 5% / 1% first six months

[Note: There were initially some errors in my previous posting. I edited the original posting to apply the following corrections: The phone number to apply is 888-561-0608. Also, you do not need to have a TD Bank account or be a current TD customer in order to apply for this card. Anyone can apply....
by dddiam
Fri Jan 20, 2012 10:51 pm
Forum: Cash Rebate Cards
Topic: TD Cash Rewards VISA 5% / 1% first six months (revised post
Replies: 3
Views: 3801

TD Cash Rewards VISA 5% / 1% first six months (revised post

The TD bank Cash Rewards VISA gives 5% back on dining, grocery, gas and bill pay , and 1% on everything else. No limits. The rebate rate is good for the first six months (just like the AARP card). You can redeem $25 or more as a credit on your credit card statement. Another poster pointed out that y...
by dddiam
Thu Dec 08, 2011 7:47 pm
Forum: Cash Rebate Cards
Topic: TD Cash Rewards Card 5%/1% first 6 months
Replies: 2
Views: 2765

Re: TD Cash Rewards Card 5%/1% first 6 months

Some details: I called TD Credit Card service. They confirmed that for the first six months, you receive 5% on Dining, Grocery, Gas and Bill-pay (bills paid by credit card). 1% on everything else. The rebate is in $25 increments, and appears as a credit on you credit card statement. After six months...
by dddiam
Thu Dec 08, 2011 7:22 pm
Forum: Cash Rebate Cards
Topic: TD Cash Rewards Card 5%/1% first 6 months
Replies: 2
Views: 2765

TD Cash Rewards Card 5%/1% first 6 months

As near as I can ascertain, the TD Cash Rewards Visa offers 5% on Dining, Grocery and Gas for the first 6 months, and 1% on everything else. I think that there is no cap. After the promotion, the rebate is a flat 1%, so at that point, find a new credit card. Can anyone confirm this info? In what for...
by dddiam
Fri Sep 16, 2011 1:11 pm
Forum: Cash Rebate Cards
Topic: Wells Fargo & TD Bank credit cards
Replies: 3
Views: 3417

Wells Fargo & TD Bank credit cards

Bank competition is heating up. This is a preliminary, heads-up posting. I have not researched the details yet. Wells Fargo is offering 3% on EDPs. I forget what the TD bank offer is. I will post more details when I find out. (Wih my AARP card, I am good for the next five months anyway. If you can g...
by dddiam
Sat Sep 10, 2011 5:53 pm
Forum: Cash Rebate Cards
Topic: Amazon.com card got better (incl. cash rebates) 3% / 4% / 1%
Replies: 2
Views: 3234

Re: Amazon.com card got better (no minimum point accumlation

A nice, relatively new feature of the Chase Amazon.com card is that there is no minimum points requirement for using points for an Amazon.com purchase. If you have only accumulated, say three points (a penny's worth of purchases) you can still apply those three points (as three cents off) to an Amaz...
by dddiam
Wed Jun 29, 2011 12:28 pm
Forum: Cash Rebate Cards
Topic: Which card for Gas, Restaurants & Supermarkets?
Replies: 2
Views: 3314

Which card for Gas, Restaurants & Supermarkets?

I am back to square one on choosing a credit card. My previously 5% AMEX Blue Cash is no longer worth it. The INK card dropped from 3% to 2% for restaurants. What is left now for Gas, Restaurants and Supermarkets? I can get a 5% AARP card for the next 6 months, but it is time for me to also shop aro...
by dddiam
Sat Jul 24, 2010 6:20 pm
Forum: Gas Cards
Topic: Is it cheaper to buy gas with cash or credit?
Replies: 3
Views: 4171

Is it cheaper to buy gas with cash or credit?

Some gas stations charge the same price for cash or credit. Others charge a higher price for using a credit card and a discounted price for using cash. When you are driving around looking for gas, it can be difficult to decide where to buy your gas. So carry around a chart that shows my net gas pric...
by dddiam
Sat Jul 24, 2010 6:09 pm
Forum: Cash Rebate Cards
Topic: At a gas station, is it cheaper to use cash or credit?
Replies: 2
Views: 2271

At a gas station, is it cheaper to use cash or credit?

Some gas stations charge the same price for cash or credit. Others charge a higher price for using a credit card and a discounted price for using cash. When you are driving around looking for gas, it can be difficult to decide where to buy your gas. So carry around a chart that shows your net gas pr...
by dddiam
Mon Jul 05, 2010 6:27 pm
Forum: Cash Rebate Cards
Topic: Amazon.com card got better (incl. cash rebates) 3% / 4% / 1%
Replies: 2
Views: 3234

Re: Amazon.com card got better (incl. cash rebates) 3% / 4%

I should have added that (AFAIK) there are no tiers, no annual max rewards, and no anniversary boundaries. If you have been using the Amazon.com card all along, and are used to getting your $25 Amazon.com coupons automatically, there is a change: You now have to order your rewards from the rewards ...
by dddiam
Mon Jul 05, 2010 6:19 pm
Forum: Cash Rebate Cards
Topic: Amazon.com card got better (incl. cash rebates) 3% / 4% / 1%
Replies: 2
Views: 3234

Amazon.com card got better (incl. cash rebates) 3% / 4% / 1%

The Chase Amazon.com card just got better. Redemptions: $25 Amazon.com coupon, or $50 cash (choice of check or credit), or $50 / $100 gift cards from partners. ........................... You can cash in rewards as soon as you accumulate the necessary points. Rewards: 3% on Amazon.com purchases / 2...
by dddiam
Sun Feb 21, 2010 8:47 pm
Forum: Cash Rebate Cards
Topic: Credit-Card Fees: the New Traps
Replies: 4
Views: 3638

Re: Credit-Card Fees: the New Traps

Yes. I got that notice also. Be careful. The envelope looked like one of those innocuous privacy notices. I almost threw it away. You only get a month or so to opt out (which I did). Customer service said that they are sending those notices out to holders of inactive cards. I do not know whether tha...
by dddiam
Thu Aug 27, 2009 11:56 am
Forum: Cash Rebate Cards
Topic: Hey, hh and eric, here is a question !!
Replies: 19
Views: 8317

Re: Hey, hh and eric, here is a question !!

I have encountered businesses that accept Master Card and VISA, but do not accept Discover or Amex, but I have never encountered a business that takes MC but not VISA, or VISA but not MC. There is one other factor in deciding whether or not to cancel a card. Having too many open cards does reduce yo...
by dddiam
Wed Aug 19, 2009 10:07 am
Forum: Cash Rebate Cards
Topic: New Amazon.com Bus. Card 1%/2%/3% - CASH back
Replies: 1
Views: 1697

New Amazon.com Bus. Card 1%/2%/3% - CASH back

The terms are improving for the Amazon.com Business Card. You can choose to get your rebate in cash (no cash penalty) or Amazon.com gift certificates, travel gift cards, or airline tickets. 3% on qualified Amazon.com purchases. 2% on Restaurants, gas, drugstores, or office supplies. 1% on everything...
by dddiam
Tue Aug 04, 2009 2:19 pm
Forum: Cash Rebate Cards
Topic: Looking for a customer-friendly CC company
Replies: 3
Views: 2120

Looking for a customer-friendly CC company

I am looking for a backup card for my AMEX Blue Cash, but one of my criteria is a customer-friendly company. I always pay my CC bills on time and in full. My Chase card payment was late because I did not receive a July statement in the mail. Chase would not reverse either the finance charge or the i...
by dddiam
Fri Aug 08, 2008 1:51 pm
Forum: Cash Rebate Cards
Topic: WaMu Cash Rewards card: Tiered 5% EDP w/10% Gas promotion
Replies: 3
Views: 2496

Re: WaMu Cash Rewards card: Tiered 5% EDP w/10% Gas promotion

I have had no prior WaMu relationships.

Somehow, I got on their mailing list. Perhaps one of my other credit card companies sold my name and address. I get frequent solicitations to open cards with them, and about every six months the offer is for this rebate card.

- David
by dddiam
Sun Aug 03, 2008 9:40 pm
Forum: Cash Rebate Cards
Topic: WaMu Cash Rewards card: Tiered 5% EDP w/10% Gas promotion
Replies: 3
Views: 2496

WaMu Cash Rewards card: Tiered 5% EDP w/10% Gas promotion

WaMu (Washington Mutual) offers a "Cash Rewards Card" the rebates 5.5% to 10% (tiered) on gasoline during the first six months. The tiers range from $0 to $4000 spent total on the card, so you get the 5.5% immediately. The same card, on an annual basis, gives you 0.5% to 5% (tiered) on EDPs, and 0.2...
by dddiam
Sun Aug 03, 2008 9:32 pm
Forum: Gas Cards
Topic: WaMu - 5.5% to 10% on gas first six months
Replies: 0
Views: 2789

WaMu - 5.5% to 10% on gas first six months

WaMu offers a card the rebates 5.5% to 10% (tiered) over the first six months. The tiers range from $0 to $4000 spent total on the card. The same card, on an annual basis, gives you 0.5% to 5% (tiered) on EDPs, and 0.25% to 1% on non-EDPs. EDPs include grocery stores, gas stations, drug stores and d...
by dddiam
Sun Aug 03, 2008 9:12 pm
Forum: Gas Cards
Topic: Cash vs. Credit Card Prices at Gas Stations
Replies: 1
Views: 3524

Cash vs. Credit Card Prices at Gas Stations

In my area in southern New Jersey, more and more gas stations are charging different prices for cash vs. credit card (typically a 6-cents difference). This wipes out some or all of the benefit of having a gas rebate card. I spoke with both VISA International and Chase VISA . They both assured me tha...
by dddiam
Mon Aug 20, 2007 9:04 pm
Forum: Cash Rebate Cards
Topic: A Credit Card Decision Support Tool
Replies: 15
Views: 9963

Re: A Credit Card Decision Support Tool

Hi, Joel, Thanks for your tool. You have done an incredible job of designing a tool with a good user interface and all of the math behind it. I have used it, but for me to get the most out of it, I would suggest one enhancement. I have a lot of credit cards that I have accumulated over the years. Yo...
by dddiam
Wed May 24, 2006 9:43 pm
Forum: Cash Rebate Cards
Topic: AT&T Universal Card discontinuing program
Replies: 7
Views: 6296

Convert your account -- Points carry over!

You can convert your account from an AT&T Universal to a Citibank Dividend Select card. Points carry over. It is as if it were the same account (same 5% and 1% cash rebates, but no special deals for AT&T services any more). Call your AT&T Universal Card customer service to make the switch. - David