The Bank of America Student Visa® Platinum is ideal for students who would like to begin building their credit. Although this card does not have a reward program, it does offer various benefits and services such as access to online banking, Total Security Protection®, and an optional Mini Card. The interest rate for purchases and balance transfers is above average for a student card and it is not ideal if you plan to carry a balance. However, there is no annual fee, and you only need a minimal amount of monthly income to qualify for the card without a co-signer.
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